In the UK it is against the law for motorists to get behind the wheel of a vehicle without insurance, with drivers who are found to be driving without insurance facing a fixed penalty of £300 and 6 penalty points. So, it comes as a surprise when revealed that the North West England County of Lancashire has been highlighted as having the most uninsured driver prosecutions in the UK over the last 10 years.

In a report by the Lancashire Telegraph, Lancashire was found to have the most most uninsured driver prosecutions per 1,000 people across the UK according to the latest figures from the Ministry of Justice.

Between the years of 2008 and 2018 the county of North West England County of Lancashire, which has a population of 1.21 million, saw 43,301 motorists prosecuted for driving without insurance. Tempcover, which provided the research, estimates that the combined penalty points giving to uninsured motorists reached 259,806 points, which could have cost motorist offenders nearly £13million in fines.

Why having car insurance is vital for uninsured drivers

Having car insurance is essential for motorists because it covers expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians while behind the wheel. As stipulated in the Road Traffic Act 1988 – motorists in the UK must be insured against their liability to other people while driving a vehicle.

What Get Licensed Says

Here at Get Licensed we know the importance of having driving insurance – so much so in fact that we created our very own Get Licensed Driving School Guide to Driving Instructor Insurance. If you are a motorist who is unsure as to what type of car insurance to get, or where even to begin, don’t worry because Get Licensed has you covered… Literally.